Komunikat po polsku o sytuacji z kredytami na rynku


Original YT playout date: 3 December 2008
Duration: 3:40

This is one of the rare occasions I vlog in Polish.

It is a little known fact that about 30% of the short term bank loans in existence to business in this country, (which is the lifeline of a far greater proportion of businesses than in the west, where many would be granted longer term finance) is going to come to its repayment date in the next 3 to 8 weeks.

On the one hand money has become scarcer and dearer, on the other hand, banks have to lend to somebody. Planning refinancing a little in advance and doing a little brushing up your business plan and case for finance can help matters, as can a look across the market.

This vlog is basically a warning to firms not to leave renewing their short term loans to the last minute. Those who do will find that many cannot get refinanced this year either at all, or on much worse conditions – even Firms who have been used to getting the same or better conditions year after year.

Asking your banker now, a few weeks prior to the end of the year, gives you a fighting chance of getting a better deal than you would have if you leave asking about it to the last minute. This could mean the survival or failure of some businesses.

Tell your friends.

The above is what I wrote at the time, and here we are 11 years later and the same situation likely to come around again with the next recession. In the meantime, I didn’t have time to keep up with my transfer of content over to this site.
Quote of the clip:

***Statistics and Credits***
Views at the time added to HTV: 1,451
Likes at the time added to HTV: 10
Dislikes at time added to HTV: 1
Popularity % ” ” ” =L/(L+D): 90.9%
Comments at time added: 7
Total interactions at time added: 18
Total interactions to views 1.2%
Location: In the office, Jazdow 8a.
Other people featured: None
Genre: Polish talking head
Music used: None
Languages used: Polish
Animals/plants featured: None
Other remarks: It’s interesting to record oneself speaking a foreign language and you can come back later and see if yoru accent, grammar or fluency got better or not. IN may case I am really not sure.

About David J. James

56 year old UK origin Chartered Accountant and business consultant who loves languages, literature, history, religion, politics, internet, vlogging and blogging and lively written or spoken discussion, plays backgammon and a few other board games. Walks and listens to Audible for hours a day usually, and avoids use of the car. Conservative Christian, married to an angel with advanced Multiple Sclerosis. We have three kids, two of them autistic, and we live in Warsaw, Poland. On the board of the main British-Polish charity Fundacja Sue Ryder in Poland, and involved in the Vocational Autistic School of "Nie Z Tej Bajki" in Warsaw. Member of Gideons International. Serves on two committees of the Chamber of Auditors in Poland, and on several Boards and Supervisory Boards. Has own consultancy called Quoracy.com delivering business governance and audit/valuation solutions as well as mentoring. Author of the GoldList Method for systematic optimal use of the long-term memory in learning.

Posted on 15/04/2020, in Accounting, Business & Finance, Polish (PL) and tagged , , , , . Bookmark the permalink. Leave a comment.

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